How Much Is The Canada Pension Plan Lump Sum Death Benefit?

By: Myles O'Riordan
Wednesday, June 15, 2022

At Wagg Funeral Home, we've seen that several clients have queries regarding the CPP and its lump-sum payment. The following is some useful information.

What Does the CPP Encompass?

The CPP (Canada Pension Plan) death benefit is the lump-sum payment issued on behalf of a deceased CPP contributor who met the eligibility requirements. The CPP pension is provided to the surviving common-law partner or legal spouse of the departed contributor at the time of death.

If you are a legally divorced spouse and the deceased had no common-law partner, you may be eligible for this compensation. If you have been widowed many times, you will only receive one pension (the larger amount).

CPP will determine the CPP retirement pension sum, or what would've been if the deceased had been 65 years old. An additional computation will be performed, taking the survivor's current age at the time of the contributor's death into consideration.

Other Particulars Regarding the CPP Benefit

If there is an estate, a legal executor/court-appointed administrator will be responsible for administering the CPP. This benefit must be applied within 60 days after the deceased's passing.

If there is no estate or if the legal executor listed in the deceased person's will does not apply for CPP benefits, the pay-out will be issued in the following sequence or priority:

  • The institution or person who paid for or is liable for all funeral expenditures.
  • Surviving common-law partner/spouse of the deceased
  • The deceased's closest relative

These are the basic details about the Canada Pension plan. It's crucial that you collect accurate information about this if you are eligible for it. For any additional information about the Canada Lump-Sum Death Benefit, please call us and speak with Wagg Funeral Home’s funeral director.

Leave a comment
Please enter the numbers and letters you see in the image. Note that the case of the letters entered matters.


Please wait

Previous Posts

What’s Included In An Affordable Cremation?

The cost savings over a conventional funeral and burial are a significant perk of using Wagg Funeral Home. Either the family does not have the means to pay for a more elaborate funeral, or the dece...

What Is Unconventional Grief?

At Wagg Funeral Home, we have found that grieving somebody. At the same time, they are still alive is a type of atypical grief that is frequently discussed yet is a genuine problem that the living ...

The Importance Of A Cemetery To Our Community

Cemeteries are often viewed as depressing or spooky by the general public. Yet here at Wagg Funeral Home, we know that to be far from the case. Cemeteries unite communities and provide a window int...

Recovering From the Loss of Your Soulmate

Accepting the loss of your soulmate is a harrowing ordeal. Long-term companions are eventually absorbed into the person they spend so much time with. There's also a chance that their demise will ha...

How To Cope When A Loved One Is Diagnosed With A Terminal Illness

If a loved one has recently been diagnosed with a serious disease, you may feel as if the world is collapsing around you. We at Wagg Funeral Home understand that although it is exceedingly tough to...

Is A Casket Required For Cremation?

We at Wagg Funeral Home recognize several considerations to be made while organizing a funeral service for a deceased relative. However, many individuals choose cremation over burial. Before you p...

Is My Mother Entitled To A Survivor’s Pension After My Dad’s Death?

At Wagg Funeral Home, we get questions from veteran families about whether they are eligible for a survivor’s pension. About The Survivor’s Pension Plan In the Canada Pension Plan, a survivor's p...

Comfort Foods For The Grieving

If you're going through a difficult time, it's imperative to watch your health. However, there's a tendency for people to overlook the importance of eating healthily. In the face of adversity, it's...

Can I Scatter Cremated Remains In A Public Place

After the cremation of a loved one, many Canadians follow the practice of scattering the ashes which you can disperse in several locations. To avoid violating local laws and regulations, however, t...

Are All Caskets The Same Size?

Several customers at Wagg Funeral Home inquire about the size of the caskets and wonder whether they are all the same size. That is not the case. A standard-sized one will usually serve if you need...